At Brixius Law Firm, we understand that unmanageable debt can leave you feeling stressed, confused and overwhelmed. With an experienced and knowledgeable bankruptcy attorney in Tacoma you can get your life back through debt resolution and the elimination of your financial burdens. Lack of employment, poor economic opportunities and other personal factors may leave you and your family in a whirlwind and seeking debt relief. We are not here to chastise you for any factors that may have led to your current financial situation, and by providing a seasoned bankruptcy attorney, we are able to help you take control of your life.
Our bankruptcy attorneys will meet with you and discuss your best options to help you control your debt, stop pesky creditor harassment, and put you in charge of your own life once more. We will review specific circumstances at no charge, and will confidentially and sensitively help you decide upon your best debt negotiation and bankruptcy options. Browse our website to learn more about your debt resolution options, including information about Chapter 7 Bankruptcy and Chapter 13 Bankruptcy in Tacoma, WA and surrounding areas.
A Chapter 7 Bankruptcy is designed to give the debtor a fresh start by discharging all eligible debts. The right to a discharge is not absolute, and some types of debts cannot be discharged. Specifically, a bankruptcy discharge does not extinguish a lien on property. The Bankruptcy Code will allow the debtor to keep certain “exempt” property; and well over 90% of our clients receive a discharge and keep all of their property.
Chapter 13 bankruptcy offers individuals an opportunity to save their homes from foreclosure. The automatic stay stops the foreclosure proceeding as soon as the individual files the Chapter 13 petition. A Chapter 13 bankruptcy is also called a Wage Earner’s Plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this Chapter, debtors propose a repayment plan to make installment payments to creditors over three to five years. Nevertheless, they must still make all mortgage payments that come due during the Chapter 13 plan on time.
Not all debt collectors play fair. With a knowledgeable bankruptcy attorney you have the opportunity to end the harassment from debt collector abuse. Threatening arrest, abusive language and deliberate embarrassment are collector tactics that will not be tolerated and our experienced attorneys will put an end to this treatment while also assisting you with your debt relief solutions. If you have been a victim of this abuse our attorneys may seek compensation from your harassing creditor.